You have to be careful.... some times the link will appear to be a link to the legit website. In internet explorer (depending on your settings) when you hover over the link, you see the actual link address on the lower left of your screen. You can also right click on the link and select properties to get the real link address.
Often I see a link like:
HTML Code:
www.billing.paypal.com.email-notify.ru/0982349872.html
It looks like a link to paypal, but it's linking to a website called email-notify.ru
This is nasty stuff and a lot of people are getting ripped off. I still don't understand why the powers that be cannot shut the spammers and online fraud people down. The cost to the world's economy is enormous.