Is ins co liable for extra costs if I pay?

[sahuaro]

nomorepain:
You certainly had quite an out-of-pocket expense for something that was "covered." I think your experience provides really important information for those considering surgery in terms of asking very specific questions about who
all the surgeons will be, what additional charges will be involved, and radiological studies post-surgery.

[ans]

Important topic - thanks. I spoke to Maya at Dr. Regan's office a few days ago. Only two insurance companies will pay so it'll be a Laurie Todd research/fighting game therefore.

[dshobbies]

Though I ended up in Germany, both Dr. R and D told me that neither accepted the limits of insurance and I would be expected to pay the difference. Until now I assumed all other doctors would be covered. Stupid me!

[ans]

D: You did the right thing and I hope your huge surgery was successful.

ans