re pre payment
I moved from CA to FL back in 7/2003. I had CA WC future medical benefits since the mid 80's so anything related to my low back was paid for by WC and no other insurance. Before I moved I made sure that I had some providers lined up to see me re Pain Management.
When I did move to FL and went to the PM's office they then said that they did not take out of state WC and I would have to "pre pay." My WC didn't want to deal with this so they wouldn't agree and I couldn't have afforded it anyway after buying a home in FL right before moving there.
So then I tried 200 PM offices and no one would see me except for this one PM in Tampa who seemed to take everybody (like a mill) and he was the only person that would take my WC insurance. I saw him for over a year and then he wanted me to switch from getting lumbar ESIs to facet blocks even tho I did well with ESIs and had no radiologic reason or evidence to be getting facet blocks.
My WC wouldn't approve it anyway so then he said I had the worse WC insurance and no one trusted out of state WC so if he didn't see me no one would.
Right around then my husband got a job back in CA and we sold the house and moved and I was ever so glad!
So even back then offices were asking for pre pay tho I guess it had to do with not trusting they'd get paid. My Nurse Case Manager back then assured the offices they'd get paid and at a higher rate (CA WC rate of reimbursement vs. FL) but it was "no deal."
Out of state there is Dr.Bitan in NY I believe and CA has many surgeons that do ADR tho first you'd have to see if your WC will pay for you to be seen out of state and if the surgeons take out of state WC or WC at all.
I wish you the very best and thank you as well for what you do for a living! It's weird tho I don't understand not wanting to help people that are in helping professions to get better and fighting over $$$ and then ending up using up more WC $$ just fighting us to get better and have our lives and professions back. Makes little sense to me...
|