Seeking ADR...my story

[treefrog]

When you say that your husband knows of someone for whom BC/BS covered ADR surgery, was it cervical or lumbar? It seems to me that cervical surgeries are covered more easily than lumbar. What I mean is that insurance is unlikely to pay for multi-level lumbar ADR, let alone single level, but may be more inclined to cover multi-level cervical ADR. All in all though, it's very difficult to get them to pay for surgery done in the US, let alone pay for out of country surgery.